If you want to use lifetime balance transfer cards to pay down your debt you must take the time to compare offers. Just like anything, not all credit card offers are created equal and while there may be perks to some the decision has to come down to what will suit your bank account the best.
The idea of balance transfers is simple, save money in interest by moving your balance from a higher rate card to a lower rate one. That being said, you have to take into account not just the interest rate but the length of time you will be eligible for that rate.
This is where the idea of lifetime balance transfer credit cards comes into play. If you only have a small amount to transfer then you can use a zero interest balance transfer that is good for around six months.
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